A revolving line of credit differs from other loans in that you the money is available to you again after repaying it without you having to reapply for a loan.

You can be approved for a loan of UGX3 - 14.5-million. You can pay this back in 36 months and then again access the same loan amount. You also get credit protection cover that will settle the loan if you die while repaying the loan or become disabled. The repayment amount on your loan may not be more than 30% of your net income.

Minimum requirements for applying

• You must be 21 to 55 years old.
• You must have been employed for the past year.
• Your net salary must be at least UGX2-million.
• You must have had a bank account into which your salary was paid. You must also have managed the account responsibly with no dishonours. The account could have been with Stanbic Bank for six months; or with Stanbic Bank for three months and with another bank for three months; or 12 months with another bank.
• You will need to provide us with statements of your accounts held at other banks.