Under this loan scheme we offer both guaranteed and non-guaranteed loans with repayment options of 12, 24, 36 or 48 months.

A guaranteed loan is when an employer enters into a formal agreement with us to provide its employees with loans. The arrangement with the company sets a limit for the total value of loans to be provided to their employees. The company acts as the surety or provides the guarantee that the loan will be repaid.

A non-guaranteed loan is much the same but we the company does not guarantee or stand as surety on loans we agree to provide to their employees collectively.