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House Purchase Loan

Are you are looking to buy a house or flat? This is the right loan for you.

Home loan

Are you are looking to buy a house or flat? Buy an existing house, condominium or apartment with this great mortgage solution. It can be possible to be a home owner at the best rates on the market. Get your property with reputable developers, with affordable insurance from our trusted partners. Reach out today.

Some of the benefits

The best rates

Get up to 100% of the money with flexible repayment period up to 20 years.

Tailor-made loans

Get a loan that matches your cash flow and unique borrowing needs

Support on loan processing

Dedicated Home loans department that will support you through-out the loan application process and beyond

Insurance on the loan

With our home loans, you get access to affordable insurance from our trusted partners.
What you get
  • Best Interest rates on the market.
  • Big loan amounts up to UGX 1 Billion
  • Flexible and convenient repayments.
  • Enjoy no penalty charges on early repayments.
  • Insurance (no liability in case of property damage, incapacitated or death).
  • Access services from our  dedicated Home loans department that will offer support through-out the process.

 

What it costs
  1. Legal fees:
    • Stamp duty on transfer 1.5% of value (only applicable at title transfer during purchase of house or land)
    • Stamp duty on mortgage 0.5% of loan amount.
    • Related registration costs.
    • Lawyer’s professional fees.
  2. Bank loan arrangement fees:
    1. 1.5% of loan amount.
  3. Property valuation:
    • Professional fees of 0.25% of value.
    • Value Added Tax (VAT).
    • Boundary opening fees.
  4. Insurance:
    • Property insurance.
    • Life insurance.
  5. See full pricing guide
How to get it

Click on the 'Apply now' button and share your details  or contact our home loans department at [email protected]

  • Must open an account with Stanbic Bank Uganda
  • Must be earning some money (salary/Self-employed/Rental or all the three).
  • You must be a Ugandan citizen either living in Uganda or outside Uganda.
  • For non-Ugandans, you must be living in Uganda with valid residency permit and or work permit.
  • You should earn a minimum net monthly income of Ugx 1,000,000.
  • Must be 21 years or older (but not older than 65 years on expiration of the facility).
  • You must have a satisfactory credit bureau report.  
  • What you get
  • What it costs
  • How to get it
  • Best Interest rates on the market.
  • Big loan amounts up to UGX 1 Billion
  • Flexible and convenient repayments.
  • Enjoy no penalty charges on early repayments.
  • Insurance (no liability in case of property damage, incapacitated or death).
  • Access services from our  dedicated Home loans department that will offer support through-out the process.

 

  1. Legal fees:
    • Stamp duty on transfer 1.5% of value (only applicable at title transfer during purchase of house or land)
    • Stamp duty on mortgage 0.5% of loan amount.
    • Related registration costs.
    • Lawyer’s professional fees.
  2. Bank loan arrangement fees:
    1. 1.5% of loan amount.
  3. Property valuation:
    • Professional fees of 0.25% of value.
    • Value Added Tax (VAT).
    • Boundary opening fees.
  4. Insurance:
    • Property insurance.
    • Life insurance.
  5. See full pricing guide

Click on the 'Apply now' button and share your details  or contact our home loans department at [email protected]

  • Must open an account with Stanbic Bank Uganda
  • Must be earning some money (salary/Self-employed/Rental or all the three).
  • You must be a Ugandan citizen either living in Uganda or outside Uganda.
  • For non-Ugandans, you must be living in Uganda with valid residency permit and or work permit.
  • You should earn a minimum net monthly income of Ugx 1,000,000.
  • Must be 21 years or older (but not older than 65 years on expiration of the facility).
  • You must have a satisfactory credit bureau report.  
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A sudden incident to your home can wipe all your life savings, but we’ve got you back. Protect your home right from the gate to your perimeter fence, house and property within it from loss and damage due to thieves, malicious neighbours, blunders by domestic servants, and acts of nature like floods and earthquakes.