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Land purchase loan

If land is your investment of choice, you can become a land owner with the right financing.

Land purchase loan

Have you identified land to buy or would you like to get in touch with reputable property developers? It can be possible to finance your goal to become a landowner with the Land Purchase Loan.

Some of the benefits

The best rates

Get up to 100% of the money with flexible repayment period up to 20 years.

Tailor-made loans

Get a loan that matches your cash flow and unique borrowing needs

Support on loan processing

Dedicated Home loans department that will support you through-out the loan application process and beyond

Insurance on the loan

With our home loans, you get access to affordable insurance from our trusted partners.
What you get
  • Best interest rates on the market
  • Big loan amounts up to Ugx 300 Million
  • Adjustable repayments
  • Enjoy no penalty charges on faster repayments
  • Insurance (no liability in case of incapacitation or death)
  • Access services from a dedicated Home loans department that will offer support through-out the process
  • Linkage to reputable property developers

 

What it costs
  1. Legal fees:
    • Stamp duty on transfer 1.5% of value (only applicable at title transfer during buying of land)
    • Stamp duty on mortgage 0.5% of loan amount.
    • Related registration costs.
    • Lawyer’s professional fees.
  2. Bank loan arrangement fees:
    1. 1% of loan amount.
  3. Property valuation:
    • Professional fees of 0.25% of value.
    • Value Added Tax.
    • Boundary opening fees.
  4. Credit Life insurance.

See full pricing guide

How to get it

Click on 'Apply now' to express interest in the loan or contact our home loans department at [email protected]

  • Must open an account with Stanbic bank.
  • Must be earning some money (salary/Self-employed/Rental or all the three)
  • You must be a Ugandan citizen either living in Uganda or diaspora.
  • For non-Ugandans, you must be living in Uganda with valid residency permit and or work permit.
  • You should earn a minimum net monthly income of Ugx 300,000.
  • Must be 21 years or older (but not older than 65 years on expiration of the loan).
  • You must have a satisfactory credit bureau report.  
  • What you get
  • What it costs
  • How to get it
  • Best interest rates on the market
  • Big loan amounts up to Ugx 300 Million
  • Adjustable repayments
  • Enjoy no penalty charges on faster repayments
  • Insurance (no liability in case of incapacitation or death)
  • Access services from a dedicated Home loans department that will offer support through-out the process
  • Linkage to reputable property developers

 

  1. Legal fees:
    • Stamp duty on transfer 1.5% of value (only applicable at title transfer during buying of land)
    • Stamp duty on mortgage 0.5% of loan amount.
    • Related registration costs.
    • Lawyer’s professional fees.
  2. Bank loan arrangement fees:
    1. 1% of loan amount.
  3. Property valuation:
    • Professional fees of 0.25% of value.
    • Value Added Tax.
    • Boundary opening fees.
  4. Credit Life insurance.

See full pricing guide

Click on 'Apply now' to express interest in the loan or contact our home loans department at [email protected]om

  • Must open an account with Stanbic bank.
  • Must be earning some money (salary/Self-employed/Rental or all the three)
  • You must be a Ugandan citizen either living in Uganda or diaspora.
  • For non-Ugandans, you must be living in Uganda with valid residency permit and or work permit.
  • You should earn a minimum net monthly income of Ugx 300,000.
  • Must be 21 years or older (but not older than 65 years on expiration of the loan).
  • You must have a satisfactory credit bureau report.  
We also offer
Home Insurance
Home Insurance

A sudden incident to your home can wipe all your life savings, but we’ve got you back. Protect your home right from the gate to your perimeter fence, house and property within it from loss and damage due to thieves, malicious neighbours, blunders by domestic servants, and acts of nature like floods and earthquakes.

Everyday banking
Everyday Account

A current bank account that allows you to transact whenever you want without monthly charges.

Educare
Educare Savings and Insurance Account

Save towards a target amount for your children’s education or for a specific need and receive a high interest on your savings from the bank. You automatically receive life insurance to cover your target savings amount in case of death or permanent disability.

Biashara Mobile 2
Fixed Deposit Account

Invest your money for a fixed period of time and earn a guaranteed specified interest . You can neither withdraw nor deposit on that account until the time period elapses.