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Personal Salary Loan

Personal salary loan

Looking for a loan where you can access large sums of money and pay back manageable monthly instalments over a long period of time using your salary, this is for you!

 

 

Some of the benefits

The best terms

Loan amounts of up to Ugx200Mn with no collateral required

Customized

Amount and repayments tailored suit your unique credit needs

Support

Large footprint across the country to offer timely loan processing as well as financial guidance

Insurance

Cover in the event of death, permanent disability or retrenchment
What you get
  • Best Interest rates in the market.
  • Unsecured loan amounts up to Ugx 200 million
  • Flexible repayment period up to 72 months.
  • Insurance cover (no liability in case death, permanent disability and retrenchment).
  • Access funds conveniently through our digital channels i.e. internet banking.

 

What it costs
  1. Regulatory fees:
    • Stamp duty of Ugx15,000 for loan amounts greater than Ugx3Million.
  2. Bank loan arrangement fees:
    • 2% of loan amount.
  3. Credit Life insurance.
    • Flat monthly insurance charge of 0.13% of the outstanding loan amount.

Pricing guide

What you need
  • You must have an account with Stanbic
  • Must receive a monthly salary.
  • For non-Ugandans; you must be living in Uganda with valid residency permit and or work permit.
  • Should earn a minimum net monthly income of Ugx 150,000.
  • Must be 21 years or older (but not older than 60 years on expiration of the facility).
  • A financial card
  • National ID
How to get it

Visit any nearest branch to apply.

  • What you get
  • What it costs
  • What you need
  • How to get it
  • Best Interest rates in the market.
  • Unsecured loan amounts up to Ugx 200 million
  • Flexible repayment period up to 72 months.
  • Insurance cover (no liability in case death, permanent disability and retrenchment).
  • Access funds conveniently through our digital channels i.e. internet banking.

 

  1. Regulatory fees:
    • Stamp duty of Ugx15,000 for loan amounts greater than Ugx3Million.
  2. Bank loan arrangement fees:
    • 2% of loan amount.
  3. Credit Life insurance.
    • Flat monthly insurance charge of 0.13% of the outstanding loan amount.

Pricing guide

  • You must have an account with Stanbic
  • Must receive a monthly salary.
  • For non-Ugandans; you must be living in Uganda with valid residency permit and or work permit.
  • Should earn a minimum net monthly income of Ugx 150,000.
  • Must be 21 years or older (but not older than 60 years on expiration of the facility).
  • A financial card
  • National ID

Visit any nearest branch to apply.

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