Agri Finance Loans
Agriculture is the bedrock of our economy. We offer a wide range of finance, investment and risk management solutions across the entire agricultural value chain. They range from primary production, agro processing, distribution and marketing.
Some of the benefits
Versatility
Funding for resources, vehicles and farming equipment
Support
24-hour business banking support through our Enterprise Direct Centre
Insurance for your agri business
Affordable insurance from our trusted partners
Flexible terms
Get a loan repayment plan that fits within your cash flow.
What you get
- Financing solutions to keep your agricultural business up and running.
- Access to financing specifically to manage your cash-flow.
- Asset finance for farming equipment.
- Production loans for a variety of farming-related production resources.
- Affordable insurance from our trusted partners
- 24-hour business banking support through our Enterprise Centre
Eligible projects
- Cattle, goats
- Commodity (Stock) such as maize grain, beans, soya beans, Rice
- Tea, coffee, tobacco, sugar
- Machinery
- Factory set up
- Processing equipment
- Tractors
- Poultry
- Piggery
- And so much more depending on the risk appetite
What you will need
- Business Legal documents
- Business' financial statements, including and income statement, balance sheet and cash flow
- A 12-month cash flow forecast
- Management Accounts or Audited Financials for 2 years
- Cash flow statement projections.
- Valuation report if security pledged is land/Buildings
- Bank Statement from the client has been banking for 1 year
- Financial Card
- Performa Invoices for the machinery
What it will cost you
- Prime + 3% interest rates
- 2% of the Loan Amount arrangement fees
- View pricing guide for detailed rates and fees
-
What you get
-
Eligible projects
-
What you will need
-
What it will cost you
- Financing solutions to keep your agricultural business up and running.
- Access to financing specifically to manage your cash-flow.
- Asset finance for farming equipment.
- Production loans for a variety of farming-related production resources.
- Affordable insurance from our trusted partners
- 24-hour business banking support through our Enterprise Centre
- Cattle, goats
- Commodity (Stock) such as maize grain, beans, soya beans, Rice
- Tea, coffee, tobacco, sugar
- Machinery
- Factory set up
- Processing equipment
- Tractors
- Poultry
- Piggery
- And so much more depending on the risk appetite
- Business Legal documents
- Business' financial statements, including and income statement, balance sheet and cash flow
- A 12-month cash flow forecast
- Management Accounts or Audited Financials for 2 years
- Cash flow statement projections.
- Valuation report if security pledged is land/Buildings
- Bank Statement from the client has been banking for 1 year
- Financial Card
- Performa Invoices for the machinery
- Prime + 3% interest rates
- 2% of the Loan Amount arrangement fees
- View pricing guide for detailed rates and fees
We also offer
Enterprise Online
Enjoy the ability to carry out business transactions online anywhere 24/7. Access real-time balances and statements, make payments, transfers, buy airtime and manage your business account without going into a branch
SME Trader Account Pay Bundle
The SME Trader account offers benefits specifically for small businesses wanting to maximize their savings and grow their business. It is a pay as you go account with access to financial solutions that meet your specific business needs.