Uganda

Comprehensive Motor Insurance

Comprehensive Motor Insurance

It can be possible to drive your vehicle or ride your motorcycle like a boss with first class motor comprehensive insurance that covers third party, theft, towing and so much more. With AAA cover, your car rescue is only a phone call away. Let us take the stress away from losses related to accidents.

Some of the benefits

Customised offers

We get you an insurance plan that fits your lifestyle and budget to give you value for money.

Extra Value

Medical expenses up to UGX 2,000,000 when you are involved in an accident.

Favourable terms

Premium payments are simplified in up to three installments in 60 days

Partnerships

We have got top notch partners and relationships with the best garages near you.
What you get
  • Recovery services, Towing/wreckage removal, and Protection for your Motor Vehicle and Motorcycle when you need it. We are there for you the full 24 hours, all day and night.    
  • We replace any damaged personal property like clothing, jewelry, watches, mobile phones, and cosmetics.  
  • Medical expenses up to Ugx 2,000,000 when you are involved in an accident.  
  • Free Windscreen and glass replacement, Locks & keys replacement, Audio/visual entertainment device extension at replacement basis.   
  • Enjoy alternative first-class car rental for up to 14 days at Ugx 100,000 per day on our bill as we repair or replace your Motor Vehicle or Motorcycle.   
  • We have relationships with the best garages near you.  
     
What is covered
  • Cover for third parties. In addition to the driver or rider, this insurance covers passengers and other people affected by an accident.   
  • Cover against accidental damage to the Motor Vehicle and Motorcycle or by the Motor Vehicle and Motorcycle.   
  • Theft of vehicle or Motorcycle parts 
  • Towing to nearest garage/safe place 
  •  See general T&Cs *link to T&C 
     
What you need
  • Customer name and account number 
  • Select whether vehicle, motorcycle or other heavy machinery 
  •  Make of the vehicle 
  •  Model  of the vehicle  
  • Year of Manufacture 
  • Value  
What it costs
  • Annual premiums depend on your vehicle or Motorcycle value and classification  
  • Calculate your premiums here *premium link to be added 
  • Below are current rates 
  • Premiums vary depending on the vehicle classification. 
  • Motorcycles - 10% 
  • Motor Private - 4% 
  • Motor Commercial- 6% 
  • Buses, Passenger Service Vehicles (PSV's) & Fuel Tankers - 7.5% 
  • PMO/Corporate & School buses - 5% 
  • Contractors Plant & Machinery - 3%

NB: Rates change from time to time depending on the Insurance Regulatory Authority rates 

  • What you get
  • What is covered
  • What you need
  • What it costs
  • Recovery services, Towing/wreckage removal, and Protection for your Motor Vehicle and Motorcycle when you need it. We are there for you the full 24 hours, all day and night.    
  • We replace any damaged personal property like clothing, jewelry, watches, mobile phones, and cosmetics.  
  • Medical expenses up to Ugx 2,000,000 when you are involved in an accident.  
  • Free Windscreen and glass replacement, Locks & keys replacement, Audio/visual entertainment device extension at replacement basis.   
  • Enjoy alternative first-class car rental for up to 14 days at Ugx 100,000 per day on our bill as we repair or replace your Motor Vehicle or Motorcycle.   
  • We have relationships with the best garages near you.  
     
  • Cover for third parties. In addition to the driver or rider, this insurance covers passengers and other people affected by an accident.   
  • Cover against accidental damage to the Motor Vehicle and Motorcycle or by the Motor Vehicle and Motorcycle.   
  • Theft of vehicle or Motorcycle parts 
  • Towing to nearest garage/safe place 
  •  See general T&Cs *link to T&C 
     
  • Customer name and account number 
  • Select whether vehicle, motorcycle or other heavy machinery 
  •  Make of the vehicle 
  •  Model  of the vehicle  
  • Year of Manufacture 
  • Value  
  • Annual premiums depend on your vehicle or Motorcycle value and classification  
  • Calculate your premiums here *premium link to be added 
  • Below are current rates 
  • Premiums vary depending on the vehicle classification. 
  • Motorcycles - 10% 
  • Motor Private - 4% 
  • Motor Commercial- 6% 
  • Buses, Passenger Service Vehicles (PSV's) & Fuel Tankers - 7.5% 
  • PMO/Corporate & School buses - 5% 
  • Contractors Plant & Machinery - 3%

NB: Rates change from time to time depending on the Insurance Regulatory Authority rates 

We also offer
Educare
Educare Savings and Insurance Account

Save towards a target amount for your children’s education or for a specific need and receive a high interest on your savings from the bank. You automatically receive life insurance to cover your target savings amount in case of death or permanent disability.

VAF Business
Vehicle and Asset Finance

Get a loan for your car, machine, equipment or asset with flexible and affordable repayment terms to increase your production output, profits and grow your business. This includes vehicles, office equipment, agricultural or factory equipment and machinery etc