Affordable lending
What are you looking for?
Salary Loan
Looking for a loan where you can access large sums of money and pay back manageable monthly instalments over a long period of time using your salary, this is for you!
Instant Cash Advance
Do you need a quick fix to pay school fees, clear medical bills, pay house rent? Make use of our interest free Cash Advance solution and pay back within 30 days
Personal Overdraft
In need of cash to meet your day to day business needs? Take up the Unsecured Personal Overdraft and pay back directly from your current account. It is a convenient short-term borrowing facility ideal for unplanned business expenses
House Purchase Loan
Are you are looking to buy a house or flat? Buy an existing house, condominium or apartment with 100% financing and zero loan arrangement fees. Get your property with reputable developers, with affordable insurance from our trusted partners.
Land purchase loan
Have you identified land to buy or would you like to buy land? Get up-to 80% financing to purchase land from reputable property developers. It can be possible to finance your goal to become a landowner with the Land Purchase Loan.
Car Loan
Drive the car of your dreams with affordable, flexible loan repayment and complimentary insurance packages. Whether you want to import a car, buy one from a local bond or lease a car, we have the best partners in the market to get it done
Calculate how much your monthly loan repayment will be
Your estimated monthly repayment
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First repayment date
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Total repayments:
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Total fees and charges:
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Arrangement fee (once off)
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Bureau charges (once off)
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Insurance: Loan protection plan
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Interest
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Standard Bank provides these calculators for your convenience. All rates and fees used in the calculators are provided as an indication only, and any fees quoted herein are subject to change.
These in no way represent a guarantee that we will grant you a loan. While we make every effort to ensure the accuracy of the calculation, we cannot be held liable for inaccuracies.
Note that the monthly repayment is calculated up to a maximum of 30% of your total gross monthly income.
These in no way represent a guarantee that we will grant you a loan. While we make every effort to ensure the accuracy of the calculation, we cannot be held liable for inaccuracies.
We also offer
Working Capital Loan
Keep your business running with this advance to finance repeat orders
Contract Financing
An advance to your business can fulfil your contract, orders and pay suppliers so that you can deliver to your stakeholders on time and keep your business moving forward