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Wallet

Flexipay Wallet

The most convenient and affordable means of sending, receiving, withdrawing, and making payments for goods and services for individual customers, accessed on smartphone App and USSD on cell phones.

Some of the benefits

Convenient

No need for a bank account  You only need a national ID and phone number to register

Affordable

Free of charge to Deposit, Transfer and Receive money.  Only pay mobile money charges when using mobile money.

Free Bill Payments

Absolutely No charges on bill payments like electricity, water, tv subscription etc

Grow Value

Get paid as you spend. earn points as your transact or when you invite a friend to Flexipay
Get the Flexipay Now
Download Flexipay App
  • Visit  Google play or Apple Store (Click on icons below)
  • Install & open the App. Click 'Get Started"
  • Put in your phone number to register
  • Read and Accept the Terms and Conditions
  • Input the Details Manually or Scan National ID 
  • Take or upload the picture of the National ID both Infront an behind
  • Put in NIN number and Card number from the National ID
  • Follow prompts to complete registration and Log in
Register on USSD
  • Dial *291# to register with FlexiPay wallet.
  • Do you have a bank Account YES/NO?
  • Enter your details (Surname, Given name, National ID number (NIN and card number), Date of Birth.
  • Read the terms and conditions
  • Receive the one- time pin
  • Select occupation
  • Select your gender
  • Capture email address
  • Invitation code (optional)
  •  Change PIN and confirm change
What it costs
  • Mobile money charges apply.
  • For all the platform rates and fees, view the Flexipay Tariff Guide  below   
How to Fund your Wallet
Using USSD
  • Dial *291# to login into FlexiPay
  • Put in your 5- digital Pin
  • Select Fund wallet from bank or mobile money
  • Select mobile money
  • Select the amount of money you would like to deposit to the wallet
  • Confirm the amount and transaction details
  • Approve the funds from mobile money to the Flexipay wallet (put in Pin for mobile money)
Using App
  • Log into the App
  • Enter 5- digit PIN
  • Select fund wallet
  • Select where you want send money from (Bank account or Mobile Money)
  • Enter Amount and reason for transfer
  • Confirm transaction and then submit
Using Agent
  • Visit your nearest Flexipay agent
  • Agent select deposit menu
  • Submit  FlexiPay wallet number
  • Submit amount to deposit and narration
  • Confirm  details and agent will post transaction
  • Hand your money to the Agent  to deposit and get receipt
Woman on phone
How to Withdraw Via Mobile Money

  • Log into the App or Dial *291#
  • Enter 5- digit PIN
  • Select fund wallet
  • Select where you want send money from (Bank account or Mobile Money)
  • Enter Amount and reason for transfer
  • Confirm transaction and then submit

How to Transfer Money
Flexipay Wallet
  • Dial *291# and enter PIN
  • Select send money
  • Select FlexiPay wallet
  • Enter wallet number and amount
  • Confirm details and submit
Bank Account
  • Dial *291# and enter PIN
  • Select send money
  • Select Bank Account
  • Select my Stanbic account or other Stanbic account
  • Enter account number (if it’s not the one linked on the FlexiPay wallet)
  • Enter amount and confirm transaction
Mobile Money
  • Dial *291# and enter PIN
  • Select send money
  • Select Mobile money
  • Select my number or other number
  • Enter number (if it’s not the one registered on the FlexiPay wallet)
  • Enter amount and confirm transaction
Key Documents
Review our affordable pricing and tariff guide
2022-01-01
100KB
PDF
Review our affordable pricing and tariff guide
Key Facts Document and the terms and conditions for Flexipay Wallet .
2023-10-16
100KB
PDF
Key Facts Document and the terms and conditions for Flexipay Wallet .
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Woman at Market
Flexipay Merchant

A convenient payments and collection service that allows your customers to pay for goods and services using mobile money. This allows for efficient and robust cashless transactions with real time reconciliation and easy tracking

Online Banking
Online Banking

Get your real-time balances and statements, make payments, transfers, pay taxes, utility bills like Umeme, buy airtime, open another account and manage your money without going into a branch. You can now manage all your personal bank accounts and beneficiaries from anywhere in the world. All you need is an internet connection.