Uganda

Instant Cash Advance

Cash advance

Do you need a quick fix to pay school fees, clear medical bills, pay house rent? Make use of our interest free Cash Advance solution and pay back within 30 days

Some of the benefits

Best terms

Interest free Up to Ugx50Mn

Instant access

24/7 access to funds on online and mobile banking

Customized

Flexible repayment date to suit your cash flows within 30days
What you get
  • 0% interest rate on your loan.
  • 24/7 access to funds via mobile banking and internet banking.
  • Flexible repayment date to suit your cash flows.
  • Loans amounts of up to Ugx50Mn
  • Amounts above Ugx2Mn to be accessed at the nearest branch in less than 2hours.
What it costs

Bank processing fees:

  • 7% of the loan amount for amounts up to Ugx2Mn
  • 3.5% of the loan amount for amounts >2Mn.

Read Terms & Conditions Here 

What you need
  • Must have/ open an account with Stanbic bank.
  • Must receive regular deposits on the account.
  • You should earn a minimum net monthly income of Ugx 280,000.
How to get it

On Mobile banking;

  • Dial *290#
  • Select option (8) Loan offer
  • Select Instant cash advance
  • Follow the prompts to access the funds instantly

On Online banking:

  • Log in to your online banking 
  • Click on loan offer prompt on your dashboard
  • Follow prompts to access the funds instantly

Amounts above Ugx2Mn to be accessed at the nearest branch in less than 2hours.

Alternatively, you can download Application form , fill it  and submit it to your nearest branch 

  • What you get
  • What it costs
  • What you need
  • How to get it
  • 0% interest rate on your loan.
  • 24/7 access to funds via mobile banking and internet banking.
  • Flexible repayment date to suit your cash flows.
  • Loans amounts of up to Ugx50Mn
  • Amounts above Ugx2Mn to be accessed at the nearest branch in less than 2hours.

Bank processing fees:

  • 7% of the loan amount for amounts up to Ugx2Mn
  • 3.5% of the loan amount for amounts >2Mn.

Read Terms & Conditions Here 

  • Must have/ open an account with Stanbic bank.
  • Must receive regular deposits on the account.
  • You should earn a minimum net monthly income of Ugx 280,000.

On Mobile banking;

  • Dial *290#
  • Select option (8) Loan offer
  • Select Instant cash advance
  • Follow the prompts to access the funds instantly

On Online banking:

  • Log in to your online banking 
  • Click on loan offer prompt on your dashboard
  • Follow prompts to access the funds instantly

Amounts above Ugx2Mn to be accessed at the nearest branch in less than 2hours.

Alternatively, you can download Application form , fill it  and submit it to your nearest branch 

We also offer
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Salary Loan

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Karibu account
Karibu Salary Account

Enjoy affordable and convenient banking of your salary or pay with this current account with access to our digital platforms that enable you transact at any time without visiting the branch.