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Instant Money

Instant Money

You can send money from your bank account to any mobile phone in Uganda allowing the recipient to withdraw cash, without the need for a bank account or bank card; instantly using mobile or online banking.

Some of the benefits

Accessible to all

Recipient does not need to have a bank account or bank card

Affordable

No withdrawal charge and maximum sending fee of 1,500

Convenient

Send money to any mobile number in Uganda from anywhere at anytime

Security and Control

Authorise transactions using a PIN and Voucher number to keep all transactions safe
What you get
  • Send money to any mobile number in Uganda from anywhere at anytime 
  • Recipient does not need to have a bank account or bank card 
  • No withdrawal charge  
  • Maximum sending fee of 1,500 
  • Authorise transactions using a PIN and Voucher number 
  • 24/7 support from customer care centre  
     
How to get it
  • Register for mobile or online banking here (Link must be added here) 
  • Open an account 
How to send money

You can send instant money using mobile banking or online banking.  
The recipient will receive a 13-digit voucher number and you (the sender) will receive a pin number which you will share with the recipient so that he can redeem the funds.  
 

Using Mobile banking: 

  • Dial *290# 
  • Select Instant money 
  • Select Purchase voucher 
  • Select Account Number to pay from 
  • Enter voucher Amount 
  • Enter beneficiaries cell phone number, starting with 256 
  • The Instant Money purchase confirmation screen will be displayed 
  • Select 1 to confirm transaction 

Using Online banking: 

  • Login to Internet Banking and select ‘Payments’  
  • Select ‘Purchase Instant Money Voucher’  
  • Select the account you want to send from 
  • Enter the amount you wish to send  
  • Enter the recipient’s cellphone number  
  • Enter the One Time Password sent to you by Stanbic Bank via SMS 
  • Confirm the details for the Instant Money Voucher transaction, and finally confirm the payment 

 

 

How to withdraw money
  • Visit your nearest Stanbic Bank ATM 
  • Select “Cardless Services” 
  • Select “Language Option” 
  • Select Instant Money  
  • Enter your Cell Phone Number 
  • Enter the 13-digit reference number that has been sent to your cellphone  
  • Enter the 6-digit PIN code which issuer shared with you 
  • Select “Yes” to confirm Instant Money Voucher transaction  
  • The cash will be paid out to you (remember, only the full amount can be withdrawn) and remember to take your receipt. 
     
What it costs
  • No withdrawal charges 
  • Sending fee of Ugx 1,500
  • What you get
  • How to get it
  • How to send money
  • How to withdraw money
  • What it costs
  • Send money to any mobile number in Uganda from anywhere at anytime 
  • Recipient does not need to have a bank account or bank card 
  • No withdrawal charge  
  • Maximum sending fee of 1,500 
  • Authorise transactions using a PIN and Voucher number 
  • 24/7 support from customer care centre  
     
  • Register for mobile or online banking here (Link must be added here) 
  • Open an account 

You can send instant money using mobile banking or online banking.  
The recipient will receive a 13-digit voucher number and you (the sender) will receive a pin number which you will share with the recipient so that he can redeem the funds.  
 

Using Mobile banking: 

  • Dial *290# 
  • Select Instant money 
  • Select Purchase voucher 
  • Select Account Number to pay from 
  • Enter voucher Amount 
  • Enter beneficiaries cell phone number, starting with 256 
  • The Instant Money purchase confirmation screen will be displayed 
  • Select 1 to confirm transaction 

Using Online banking: 

  • Login to Internet Banking and select ‘Payments’  
  • Select ‘Purchase Instant Money Voucher’  
  • Select the account you want to send from 
  • Enter the amount you wish to send  
  • Enter the recipient’s cellphone number  
  • Enter the One Time Password sent to you by Stanbic Bank via SMS 
  • Confirm the details for the Instant Money Voucher transaction, and finally confirm the payment 

 

 

  • Visit your nearest Stanbic Bank ATM 
  • Select “Cardless Services” 
  • Select “Language Option” 
  • Select Instant Money  
  • Enter your Cell Phone Number 
  • Enter the 13-digit reference number that has been sent to your cellphone  
  • Enter the 6-digit PIN code which issuer shared with you 
  • Select “Yes” to confirm Instant Money Voucher transaction  
  • The cash will be paid out to you (remember, only the full amount can be withdrawn) and remember to take your receipt. 
     
  • No withdrawal charges 
  • Sending fee of Ugx 1,500
We also offer
Mobile Banking
Mobile Banking *290#

With Mobile banking, you can make payments for school fees, taxes, water, electricity, PayTV bills, check account balances, make transfers from mobile money to your account and borrow for your needs using your mobile phone wherever you are 24 hours a day.

Mobile App
Agent Banking

Make quick deposits, withdraws, pay bills, buy float, school fees payments, airtime top-up, taxes and other instant transactions using a bank agent nearest to you. Transact without going into a branch.