Grow your money

Treasury Bills (T-Bills) are short-term investments (up to 1 year), bought at a discount and redeemed at face value. Rates can go up to 14.50%. Treasury Bonds (T-Bonds) are medium to long-term investments (2+ years), paying fixed interest every six months, with full principal returned at maturity. Rates can go up to 16.50%.

Invest your money for a fixed period of time and earn a guaranteed specified interest . You can neither withdraw nor deposit on that account until the time period elapses.

Here is an investment account that helps you save for towards a specific goal. You can save for the children’s school fees, for a wedding or kwanjula,a car or vacation. Better still, transfer these savings and re-invest into a Fixed Deposit, buy shares, treasury bills or bonds. Your investment goals can be realised.

A special account where funds are invested for an indefinite period of time at a fluctuating interest rate. You can withdraw the funds whenever you want with no period of notice required.

Build your savings culture so that you are able to invest in your dreams. You can have more than one pure save account, available in multiple currencies with competitive interest rates.

Save towards a target amount for your children’s education or for a specific need and receive a high interest on your savings from the bank. You automatically receive life insurance to cover your target savings amount in case of death or permanent disability.
These are international bonds issued in a currency that is not native to the country where the bond is offered.
- Diversify your portfolio globally
- Earn competitive fixed interest rates
- Trade easily in global financial markets
These are structured investments that allow you to take on or transfer credit risk. They combine a bond with credit risk exposure.
- Earn higher returns linked to the credit performance of a reference entity (e.g., a company or sovereign).
- Get regular coupon payments during the investment period.
- Principal repayment depends on the credit event outcome — higher risk, but also higher potential reward.
These are structured investments that provide returns linked to the performance of equities, such as individual stocks, stock baskets, or major stock indices. They combine fixed income with equity market performance.
- Returns are linked to the performance of a stock or stock index.
- Potential for higher yields than traditional bonds.
- Offer downside protection features (varies by structure).
These are structured investments that let you participate in the price movements of commodities. They combine fixed income with equity market performance.
- Returns are linked to the performance of a stock or stock index.
- Potential for higher yields than traditional bonds.
- Offer downside protection features (varies by structure).