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House Completion Loan

Need funding to finish building your house or rentals? Your goal can be achieved.

Home Completion Loan

Do you need to complete your dream home? It Can Be possible to meet your goal. Let's give you the financial boost you need to complete your home.

Some of the benefits

Quick response

Get quick response on your loan applications and support throughout the process.

Low interest rates

Get a loan that matches your cash flow and your unique lending needs

High loan amounts

Up to 100% of the loan to complete your house

Flexible repayment period up to 20 years

Enjoy no penalty charges on early repayments.
What you get
  • Best Interest rates on the market.
  • Big loan amounts up to UGX 1 Billion
  • Flexible repayments to suit your situation.
  • Enjoy no penalty charges when your complete loan repayments early.
  • Insurance (no liability in case of property damage, incapacitated or death).
  • Access services from a dedicated Home loans department that will offer support through-out the process.

 

What it costs
  1. Legal fees:
    • Stamp duty on mortgage 0.5% of loan amount.
    • Related registration costs.
    • Lawyer’s professional fees.
  2. Bank loan arrangement fees:
    1. 2% of loan amount.
  3. Property valuation:
    • Professional fees of 0.25% of value.
    • Value Added Tax.
    • Boundary opening fees.
  4. Insurance:
    • Property insurance.
    • Life insurance.
  5. Bills of Quantities (statement showing work, prices and other details for the erection of the building)

Pricing guide

To see the rates and fees for home loans, click here

What you need
  • Must open an account with Stanbic
  • Must be earning some money (salary/Self-employed/Rental or all the three)
  • You must be a Ugandan citizen either living in Uganda or outside Uganda.
  • For non-Ugandans, you must be living in Uganda with valid residency permit and or work permit.
  • You should earn a minimum net monthly income of Ugx 1,000,000.
  • Must be 21 years or older (but not older than 65 years on expiration of the loan).
  • You must have a satisfactory credit bureau report.  
How to get it
  • Click on the 'Apply Now' button to express interest and we shall get back to you at the earliest opportunity.
  • To fasttrack the loan application process, download the application form here 
  • You may need to visit the branch closest to you.

 

 

  • What you get
  • What it costs
  • What you need
  • How to get it
  • Best Interest rates on the market.
  • Big loan amounts up to UGX 1 Billion
  • Flexible repayments to suit your situation.
  • Enjoy no penalty charges when your complete loan repayments early.
  • Insurance (no liability in case of property damage, incapacitated or death).
  • Access services from a dedicated Home loans department that will offer support through-out the process.

 

  1. Legal fees:
    • Stamp duty on mortgage 0.5% of loan amount.
    • Related registration costs.
    • Lawyer’s professional fees.
  2. Bank loan arrangement fees:
    1. 2% of loan amount.
  3. Property valuation:
    • Professional fees of 0.25% of value.
    • Value Added Tax.
    • Boundary opening fees.
  4. Insurance:
    • Property insurance.
    • Life insurance.
  5. Bills of Quantities (statement showing work, prices and other details for the erection of the building)

Pricing guide

To see the rates and fees for home loans, click here

  • Must open an account with Stanbic
  • Must be earning some money (salary/Self-employed/Rental or all the three)
  • You must be a Ugandan citizen either living in Uganda or outside Uganda.
  • For non-Ugandans, you must be living in Uganda with valid residency permit and or work permit.
  • You should earn a minimum net monthly income of Ugx 1,000,000.
  • Must be 21 years or older (but not older than 65 years on expiration of the loan).
  • You must have a satisfactory credit bureau report.  
  • Click on the 'Apply Now' button to express interest and we shall get back to you at the earliest opportunity.
  • To fasttrack the loan application process, download the application form here 
  • You may need to visit the branch closest to you.

 

 

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A sudden incident to your home can wipe all your life savings, but we’ve got you back. Protect your home right from the gate to your perimeter fence, house and property within it from loss and damage due to thieves, malicious neighbours, blunders by domestic servants, and acts of nature like floods and earthquakes.